Bridgefield Workers’ Compensation Claims

Getting hurt at work in Fort Lauderdale or anywhere else in South Florida can be devastating. Serious injuries can limit an employee’s ability to work and can require extensive and costly medical care. In most cases where a worker’s injury arises out of their employment and the employer is required to have workers’ compensation coverage, the injured worker can seek compensation by filing a workers’ compensation claim. Any employer in Florida with 4 or more employees is generally required to have workers’ compensation coverage, while construction employers with 1 or more employees must have coverage. If you work for an employer that is required to have workers’ compensation coverage, you may be eligible to seek compensation. You may be eligible to obtain wage replacement payments as well as coverage for your medical care.

Yet dealing with the workers’ compensation insurance carrier can be difficult and complicated. One common Florida workers’ compensation insurance carrier is Bridgefield. If your employer has a policy through Bridgefield and you have any questions about your rights under Florida workers’ compensation law, it is critical to seek advice from a Fort Lauderdale workers’ compensation lawyer as soon as possible.

What is Workers’ Compensation Coverage Provided by Bridgefield? 

Workers’ compensation insurance is a form of coverage that an employer or business provides in the event that an employee suffers a work-related injury. Under Florida law, in order for an employee to be eligible for workers’ compensation benefits, the employee’s injury must arise out of and be in the course of their employment. It does not matter if the employer or a co-worker was negligent, or in most cases even if the employee was negligent. Workers’ compensation is a no-fault insurance system.

According to the Florida Office of Insurance Regulation (FLOIR), there are currently “more than 250 insurers offering workers’ compensation insurance in the state of Florida,” where “the largest workers’ compensation insurer is a private market insurer rather than a state-created residual market entity.” A common workers’ compensation insurance provider is Bridgefield.

Bridgefield Workers’ Compensation: What to Know

According to the FLOIR, Bridgefield Employers Insurance Company is one of the largest workers’ compensation insurers in the state, and it had nearly 7 percent of the workers’ compensation insurance market as of 2018. In 2018 alone, the insurance carrier had written $212,960,526 in workers’ compensation premiums.

When you are dealing with Bridgefield, it is critical to remember that large insurers get to where they are by focusing on their own bottom lines. Bridgefield and its employees are not on the side of injured workers in Florida who are seeking coverage. Rather, insurance companies like Bridgefield will use opportunities where possible to deny insurance claims. To protect yourself, it is important to know your rights by working with a Fort Lauderdale workers’ compensation attorney, following all requirements for workers’ compensation benefits under Florida law, and avoiding any in-depth conversations with Bridgefield agents before you have hired a lawyer.

Contact a Fort Lauderdale Workers’ Compensation Attorney 

If you were injured on the job, one of the experienced Fort Lauderdale workers’ compensation lawyers at the Law Offices of David M. Benenfeld, P.A. can work with you today on your Bridgefield workers’ compensation insurance claim.

Sources:

floir.com/sections/pandc/wc/default.aspx

floir.com/siteDocuments/2019WorkersCompensationAnnualReport.pdf

leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0440/0440ContentsIndex.html